Orange County Bankruptcy Lawyers – Santa Ana Unfair Debt Collection
As Orange County bankruptcy lawyers we can tell you horror stories about the tactics creditors will use to try to force you into paying. As a general rule, creditors have very little heart when it comes to collecting their debt. Now, this is not to say, the companies don’t have a right to collect money owed but they MUST follow the law or be prepared to be sanctioned. We cannot allow unfair debt collection practices.
As Orange County bankruptcy lawyers, we want to empower the consumer to take a stand against unfair debt collection practices because only the consumer have the power to stop it. Our government has passed the Fair Debt Collection Practices Act. This set of laws provides a list of actions that creditors are prohibited from engaging in. Some of the following are considered unfair debt collection practices:
Harassment
Intimidation
Abuse
Harassing Phone Calls
Repeated Phones Calls
Repeated Visits To Your House
Sending Harassing Letters
Threats Of Physical Violence
Not all creditors fall under the unfair debt collection laws. Most debt collection agencies, lawyers and other types of creditors do fall under the purview of the unfair debt collection act.
As Orange County unfair debt collection attorneys, we can go after these creditors for $1000 in damages. Further, these creditors could be liable for attorney fees and costs.
As Orange County bankruptcy lawyers, you would be surprised how many debt collectors blatantly violate these rules. We get calls on this all the time. Especially, now, with a difficult economy, regulators have a tough time enforcing these laws. It is up to you, the consumer, to stand up and punish these unfair debt collection practices.
We at the Law Office of Harold D. Thompson are Orange County Bankruptcy Lawyers dedicated to helping you get out of financial distress with a comprehensive debt relief plan. If your debts are piling up and you are looking for a “fresh start” call the Santa Ana Unfair Debt Collection Attorneys that will fight for your financial freedom. Bankruptcy fees start as low as $800.00. Don’t be fooled by big advertisers charging thousands of dollars. Call us TODAY at 1.888.665.8330 or visit one of our other websites at San Diego Bankruptcy Lawyers or San Diego Bankruptcy Lawyer Blog or My San Diego Bankruptcy.
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