Orange County Chapter 13 Lawyer – Santa Ana Chapter 13 Attorneys
As an Orange County Chapter 13 lawyer, we see a lot of people who do not qualify for a Chapter 7 in California. The most likely reason is that you make too much money and will not satisfy the means test. Even if you believe you make too much money, you still have options. The most likely option is a Orange County Chapter 13. This debt relief filing may be able to save some of your most important assets and give you the peace of mind your deserve.
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An Orange County Chapter 13 bankruptcy is a reorganization of your debts. In other words, you will submit a monthly payment plan to the bankruptcy trustee. There is a difference in a Chapter 7 bankruptcy because under a Chapter 7 you will be able to get rid of all your debts after discharge. Well, a Chapter 7, on paper, sounds a lot better than a Chapter 13, but that certainly is not always the case. If you are making more money than the means test will allow then you must file a Chapter 13 bankruptcy in order save your property. You can almost think of a Chapter 13 bankruptcy as a court sanctioned debt consolidation. When we say debt consolidation we mean that you will be able to pay off your creditors in monthly payments over a period of 3 to 5 years. Most of the time the payments are much lower than if you were paying each individually. A Orange County Chapter 13 bankruptcy will:
Stop An Orange County Foreclosure
Save Your Car From An Orange County Repossession
Save Your Assets From Liquidation
Prevent Your Business Profits From Being Taken
In an Orange County Chapter 13, all your monthly payments go to the United States trustee. The Chapter 13 trustee takes a portion for the trustee’s office, and splits the rest between your creditors. Your Orange County Chapter 13 lawyer should be able to draft a plan that meets your needs and gets you the fresh start you deserve. If you are considering for filing bankruptcy in Orange County whether it be a Chapter 7 or Chapter 13, it will be well worth your efforts to seek the advice of an experienced bankruptcy lawyer.
We at the Law Office of Harold D. Thompson are Orange County Chapter 13 lawyers dedicated to helping you get out of financial distress with a comprehensive debt relief plan. If your debts are piling up and you are looking for a “fresh start” call the Santa Ana Chapter 13 attorneys that will fight for your financial freedom. Bankruptcy fees start as low as $800.00. Don’t be fooled by big advertisers charging thousands of dollars. Call us TODAY at 1.888.665.8330 or visit one of our other websites at San Diego Bankruptcy Lawyers or San Diego Bankruptcy Lawyer Blog or Riverside Bankruptcy Lawyers.
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