Orange County Chapter 7 Lawyer – Santa Ana & Anaheim
As an Orange County Chapter 7 lawyer, I hear all the time that bankruptcy is the worst thing for your financial future and you should exhaust all options before considering bankruptcy. Most of these are from shady outfits running commercials at odd hours of the day. You hear them saying things like this:
“Bankruptcy will ruin your credit forever.”
“Our team has the secrets that your creditors don’t what us to tell you.”
“If you owe “X” amount of debt you may qualify for our special program.”
“Recent laws enacted by Congress will force the credit card companies to settle.”
We welcome you to see what our clients are saying about us
It is astounding to me that companies making these claims are still in business. As an Orange County Chapter 7 lawyer, I really wish the attorney general would look into these companies because most of them are a fraud. Let me tell you a little about how they work.
These debt settlement companies claim that they will be able to settle your debt for pennies on the dollar. They claim that they have specially trained people who know how to deal with credit card companies and other creditors. In order to be part of their service you must send them a lump sum of money which, of course, is non refundable.
All these companies do is call the credit card companies on your behalf and get some debt written off. They don’t do anything that you could not do. Let me repeat, they don’t do anything you could not do. If any debt negotiation company tells you that they have some insider information, they are defrauding you.
The best thing you can do is call an experienced Orange County Chapter 7 lawyer to evaluate your options. If bankruptcy is not a good option for you than maybe you can try debt settlement. The best part is that your bankruptcy attorney will know of the reputable companies. For some reason people wait to call a bankruptcy attorney until it is too late. Your attorney is your ally, so take advantage of their knowledge and skill.
We at the Law Office of Harold D. Thompson are Orange County bankruptcy lawyers dedicated to helping you get out of financial distress with a comprehensive debt relief plan. If your debts are piling up and you are looking for a “fresh start” call a Orange County Chapter 7 lawyer that will fight for your financial freedom. Bankruptcy fees start as low as $800.00. Don’t be fooled by big advertisers charging thousands of dollars. Call us TODAY at 1.888.665.8330 or visit one of our other websites at San Diego Bankruptcy Lawyers or San Diego Bankruptcy Lawyer Blog or Riverside Bankruptcy Lawyers.
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