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Know Your Bankruptcy Terms: Bankruptcy Trustee

Best Orange County Bankruptcy Lawyer – Bankruptcy Attorney What is a bankruptcy trustee and what is his/her role in a Chapter 7 or 13 bankruptcy case? A Chapter 13 bankruptcy is also called a “wage earner’s plan” because it allows individuals with regular income, who are in financial difficulties, to develop a plan to repay…

Bankruptcy Relief Is A Long-Standing Right

Orange County Bankruptcy Lawyer – Orange County Chapter 13 Orange County bankruptcy is not a recent concept. Societies, in the past, have readily recognized bankruptcy and established laws, in some form or another, in relation to bankruptcy. Past bankruptcy laws have advanced from being a tool to imprison a debtor to force them to pay…

Personal Property And Exemptions In An OC Bankruptcy

Bankruptcy Attorney In Orange County – Santa Ana – Anaheim As a bankruptcy attorney in Orange County, I know there are certain misconceptions about filing bankruptcy. When I have a prospective client who wants to file a Chapter 13 or Chapter 7 bankruptcy case in Orange County or a client who has filed an Orange…

How Much Does It Cost To File Bankruptcy In 2012?

Orange County Bankruptcy Costs – Santa Ana Bankruptcy Lawyer 2011 is over. Maybe you are thinking about contacting an Orange County bankruptcy lawyer in order to wipe out some of last year’s debt. The economy has not been up and running for more than three days this year but it may be a good time…

Student Loans And An Orange County Bankruptcy

Orange County Chapter 13 Lawyer – Get Rid Of Student Loans Student loans cannot be discharged under bankruptcy law, unless the debtor can prove it would be an undue hardship to have to repay it. Most bankruptcy courts will require repayment of student loan debt. Student loan debts, in an Orange County Chapter 13, are treated similarly…

The Debtor Education Courses

Orange County Bankruptcy Lawyer – Anaheim Chapter 13 The 2005 Bankruptcy Abuse Prevention and Consumer Protection Act requires two courses for those who want to file for bankruptcy: a credit counseling within 180 days before filing for bankruptcy and, after filing for bankruptcy, a debtor education course to have the debtor’s debts discharged. A debtor…

Doing Your Own Bankruptcy Can Have Some Serious Negative Consequences

Orange County Bankruptcy Lawyer – Bankruptcy Attorney In Santa Ana Here in the United States, we take great pride in being independent and self-sufficient. We want to be able to do for ourselves. As an Orange County bankruptcy lawyer, I can tell you this inclination can be disastrous when considering filing a Chapter 7 or…

Be Careful How You Use Your Credit Cards Before Bankruptcy

Santa Ana Chapter 7 Attorney – Anaheim Chapter 7 Lawyer If you are filing for Chapter 7 in Santa Ana or Anaheim and you want to get rid of your credit card debts, you have to be very careful how you use them in the month leading up to the filing. As a Santa Ana…

If You Are Self-Employed, Your Bankruptcy Lawyer Is Even More Important!

Orange County Chapter 13 Lawyer – Anaheim Bankruptcy As an Orange County Chapter 13 lawyer, I am certainly seeing more self-employed individuals seek protection under the bankruptcy code. Perhaps you are a small business owner or a sole practitioner. We understand that times are difficult and it becomes necessary to seek the help of a…

Chapter 7 And Your Home

Santa Ana Chapter 7 Bankruptcy Lawyer – Bankruptcy Attorney As a Santa Ana Chapter 7 bankruptcy lawyer, one of the most frequent questions I am asked is if I can save your home if you file a Chapter 7. First, as a general rule, it does not matter if you file for a Chapter 7…