Irvine Bankruptcy Attorney – Irvine Chapter 7 Attorney – Irvine Chapter 13 Lawyer
An Irvine bankruptcy is a legal mechanism that will allow you wipe out your debts that have gotten out of control. If you feel as though your financial house is in disarray, an Irvine bankruptcy attorney can help you with a possible Chapter 7 or Chapter 13. It is the public policy of this county to allow our citizens a “fresh start” when they are in financial trouble and a Chapter 7 or Chapter 13 bankruptcy has many advantages to get you out of that trouble.
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CALL NOW FOR FINANCIAL FREEDOM AND A FRESH START.
At The Law Office Of Harold D. Thompson Our Experienced Irvine Bankruptcy Attorneys Can File Your Chapter 7 Or Chapter 13 Debt Relief Plan. Call Our Office Today At 888.665.8330 Or Email Us For A Free Case Evaluation.
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What are the advantages of an Irvine bankruptcy?
First, one of the most powerful parts of a Chapter 7 or Chapter 13 bankruptcy is the automatic stay. Immediately upon filing your bankruptcy petition , the court will effect an order essentially telling your creditors to stop all collection and harassment. Further, the automatic stay will stop all foreclosure activity in Irvine and Orange County.
Second, you will be able to get rid of most, if not all of your unsecured debt. Any debt on which your creditor does not have a security interest is an unsecured debt. The most common unsecured debts that a Chapter 7 or Chapter 13 help with are credit cards and personal loan obligations.
Third, an Irvine bankruptcy attorney can really help you get the peace of mind that you deserve. We understand that debt can be a heavy burden on you, your job and your family. Chapter 7 or Chapter 13 bankruptcy will wipe out your debt and put you on your way to a financial fresh start.
Fourth, an Irvine Chapter 7 or Chapter 13 bankruptcy may be able to removes certain liens from your property. If your property is worth less than the total amount of the loans that encumber it, than the bankruptcy court may have the power to remove the liens that are totally unsecured. The best part about this is that when that housing market improves, all the equity you gain is yours.
Fifth, you may be facing a foreclosure proceeding, received a notice of default or notice of sale, or just can’t pay your mortgage payments. If this is the case than an Irvine Chapter 7 or Chapter 13 bankruptcy will stop the foreclosure the day you file. Depending under which Chapter you file, the process can take up to 4 months during which time you will not be making mortgage payments. Regardless if you have received a notice of default or notice of sale you MUST contact an experienced Irvine bankruptcy attorney right away.
Sixth, your Irvine bankruptcy will put a stop to all wage garnishments and will stop your utilities from being terminated if you are behind. But, don’t worry, if your employer finds out about your Chapter 7 or Chapter 13 bankruptcy he or she will not be able to terminate you because federal law prohibits it.
As Irvine bankruptcy attorneys helping people with Chapter 7 & Chapter 13 debt relief we are proud to serve the following areas: Aliso Viejo, Anaheim, Brea, Buena Park, Costa Mesa, Cypress, Dana Point, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, La Palma, Laguna Beach, Laguna Hills, Laguna Niguel, Laguna Woods, Lake Forest, Los Alamitos, Mission Viejo, Newport Beach, Orange, Placentia, Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach, Stanton, Tustin, Villa Park, Westminster, Yorba Linda
If you need further information please visit our other websites at San Diego Bankruptcy Lawyers or San Diego Mold Lawyer Blog or Riverside Bankruptcy Lawyers.