Irvine Bankruptcy Lawyer – Irvine Chapter 13 Bankruptcy Attorney
As an Irvine bankruptcy lawyer, I believe it is important to understand when you are getting into financial trouble in order to mitigate your damage. As we have said on numerous occasions, more often than not, people wait much too long before filing for Chapter 7 or Chapter 13 bankruptcy. So, what should you look for to signal it might be time to call an Irvine bankruptcy lawyer?
Whatever your financial situation, don’t be lured into a false sense of security because your particular case might not be as bad as someone else’s. Even if you have a job and are not late on any of your payments, it doesn’t mean that you can’t get into trouble.
In our bankruptcy practice, the following are the most common warning signs:
- Your next paycheck is your only means of survival
- You are borrowing from Creditor A to pay Creditor B
- More than a quarter of your income goes to credit card debt
- You have borrowed from a savings account to pay your credit card bills
- At the end of the month you don’t have money for necessities so you use credit cards
- You have sought the financial help of friends and family
- You have to have a co-signer to get a loan
- You are keeping purchases from your significant other
- You are overdue on one or more bills
- You have resorted to short term credit (i.e. payday loans) to get by
- Selling personal items to make bill payments
- You get harassing telephone calls from creditors
- You don’t want to open the mail
If any of the above statements apply to you it is time to contact an experienced Irvine bankruptcy lawyer to find out your options. At the Law Office of Harold D. Thompson we understand that times are difficult. So, put the strength of our 35 years experience behind you. Our experienced Chapter 7 and Chapter 13 attorneys help people in Irvine, Orange County and all of Southern California. Take the first step towards financial freedom; pick up the phone and call today. Call us TODAY at 888.665.8330 or find out how you can become a client right now!
Our bankruptcy lawyers are proud to serve all of Orange County including: Anaheim, Santa Ana, Irvine, Fullerton, Huntington Beach, Newport Beach and Laguna Nigel.