Consumer Protection

Orange County Chapter 7 Bankruptcy Attorney – Chapter 13

As an Orange County Chapter 7 bankruptcy attorney, one of the most important aspects of our practice is consumer protection. With either a Chapter 7 or Chapter 13 plan, we can wipe out your debts, get you a fresh start and rebuild your credit score. But we also want to make that once your filed for an Orange County bankruptcy, the creditor harassment and collection stops.

If you have already filed an Orange County Chapter 7 or Chapter 13 bankruptcy and your creditors are still calling and sending you letters, you need to call our office today. You would be suprised how many creditors continue to violate the bankruptcy laws because they know that 99% of consumers won’t do anything. It is time to stand up for your rights. By calling the Law Office of Harold D. Thompson TODAY, you can get more information about your remedies against these creditors. Many can be liable for stiff penalties and your attorney fees.

Once you have filed an Orange County bankruptcy there are many practices that are prohibited. The following are some examples:

Bank Accounts: If any of you bank accounts have been frozen, a discharge in bankruptcy will prevent the sheriff from collecting any more money out of those accounts. If you creditors continue to try to pursue collection efforts against you call our office for a free consultation.

Wage Garnishments: If you have a judgment against you and your creditor receives a garnishment order from the court, your employer may be required to hand over a certain portion of your paycheck. Once you file for Chapter 7 or Chapter 13 bankruptcy in Orange County this must stop right away. If creditors continue to try to garnish your wages after bankruptcy call our office for more information.

Creditor Harassment: Most likely one of the first reasons you sought the advice of an Orange County bankruptcy attorney was to stop creditor harassment. If, at anytime after you filed your Chapter 7 or Chapter 13, your creditors continue to call or write letters demanding you pay your debt, it is against the law.

Unfair Debt Collection: Even if you have not filed for bankruptcy protection, there are rules about how creditors must conduct themselves when trying to collect. If you feel that creditors are treating you unfairly, call the Law Office of Harold D. Thompson today for a free case evaluation.

At the Law Office of Harold D. Thompson, our goal is make sure you understand your rights. Since 1976, we have been helping people from Orange County and all over Southern California stop creditor harassment and unfair debt collections. Don’t let creditors bully you. Call an Orange County Chapter 7 bankruptcy attorney that will fight for your rights. Call us TODAY at 888.665.8330 or find out how you can become a client right now!

Our Orange County bankruptcy attorneys are proud to service all of Orange County including:  Santa Ana, Anaheim, Irvine, Fullerton, Huntington Beach and Garden Grove.